Bad Liability, Surgery Funding, Not a Good Combination.

I guess as a funder for 5 years (over 5000 deals completed) you see all kinds of requests. Big, small...client , attorney, settled, unsettled.... Well, over the last 3-4 weeks I have received two funding requests to fund spinal fusion surgeries. Both requests were in the 50k range. The problem with each was one thing; liability; yikes!
Yes, one case was a Transit Authority(bus) "short stop case"; the other a question of lane changes. If we funded $50,000 surgeries ,there would need to be a minimum 100k settlement to get us repaid; more likely 200k if they wanted to put money in the client's pocket.
My opinion; based on facts presented was that they would never pay that kind of $ and defendants would try liability...further increasing risk of the deal. So would I fund a 50/50 case with big potential damages? Usually not, too risky. In certain situations though with the right attorney, right venue and right carrier I would strongly consider.
Doesn't hurt to ask.