In the "old days", no one really kept an IOLA Ledger. You basically kept a running balance, payee, amt. of each check, etc. on the check stubs. Then as a result of an"increased awareness" of Section 9-102, the plaintiff's bar starting keeping an actual written or typed ledger.
Then came computer banking; and at last the advent of the "computerized IOLA ledger". If you're not there now, get set up right away.
No ifs, ands or buts....!
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